Coverage Captain

Life insurance allows you to live knowing that your family, business, church, or other charitable organization will be taken care of when you are no longer able to. Your spouse won't have to beg via crowdfunding to make sure your children are provided for. Your business won't have to shut down leaving your family and employees and clients and vendors wondering what happened. There are literally thousands of reasons why your family needs you to have Life Insurance.

Nope. That’s not how we do things. My job is to lay out the facts, answer your questions, and give you the tools to decide what’s right for your family. I’ll check in with you from time to time because I care about keeping you covered, but I promise it won’t feel like the kind of pushy sales talk you’ve probably had before.

Too little and your family is left in trouble. Too much and you’ll drop it when the payments get too heavy. You need an amount you can carry for the long haul. To Get a good idea, Use the calculator at our PolicyDad.Com website (opens in a new window) then if you want we’ll sit down together on a video call and figure out what really fits.

This is a great question, becuase most insurance companies automatically say no once they hear the word diabetes, but we know some companies that do say yes, especially for those who's diabetes is well controlled! Learn more about life insurance options for people with diabetes.

For those moments that change our life. We celebrate with our family and friends when things go right, and they have success. Likewise, we want to be there when things don't go right, and they have someone to turn to:

Short version: we protect your information and use it only to quote, place, and service your policy.

• We share your information only with licensed insurance carriers, our FMOs/BGAs, and trusted service providers as needed to help you get coverage.
• With your permission, we may refer your information to another licensed agency or carrier if they have a product that fits you better.
• You can opt out of marketing at any time. For texts, reply STOP. For email, use the unsubscribe link or contact us.
• Some information cannot be deleted if we are required to keep it by law, by carriers, or to service quotes and policies. When deletion is not possible, we will explain why.
• Florida: we honor state and federal Do Not Call rules and contact you by phone, SMS, email, or automated calls only with your consent.
• Indiana (effective Jan 2026): you may request access, correction, deletion, a copy of your data, and to opt out of certain uses where the law allows.
• Ohio: we follow recognized security practices to protect your data.

Read the full policy here: Coverage Captain Privacy Policy.

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No voyage is ever without a few unknowns. If the answers you seek aren’t on this deck, step below to the full chart of questions we’ve logged over the years.

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